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InmanyplaceslikeBritainandItaly,ifyouleavethehousewitho...

In many places like Britain and Italy,if you leave the house without your wallet,you'll be in a difficult situation all way to pay for food or in China's largest cities,you can certainly survive without carrying cash or credit cards as long as you've got your smart phone.

When I lived in the United States,I didn't pay cash very often but I always carried my credit cards.I wrote checks(支票)for my rent and paid most of my bills online.

China's fast-developing mobile business industry is expected to surpass(超越)that of the US,so I set out to see how far a phone would get me in ttedly,I was a bit doubtful about going an entire day in Beijing without any wallet,but I was surprised to discover just how easy it was.

I paid for breakfast by scanning a QR code(密碼)on the window of a hole-in-wall restaurant that sells jiangbing,a delicious fried food and one of China's most popular street I had to do was to input a password and the deal was complete.

Then I called a taxi using my phone to meet Gu Yu,co-founder of a new payment app, sharing using a mobile payment allows people to save money by ordering different taxi stops and sharing the fares(車費)at the end.

Gu said many Chinese didn't even like to use credit cards because they preferred to pay by phone."China doesn't have a really moneymaking credit card system,"he said,"So Chinese just skipped(跨越)credit cards and went to mobile payments."As we rode around Beijing,Gu pointed out the advantages of mobile coins or bills that could be lost or stolen,and of course,no wallet.

h payment is more popular in the writer's country?

.             .             it Card.     le Phone.

can we learn from the last paragraph?

le payments are becoming popular.         Chinese prefer credit cards to phone.

saves much more money to pay by phone.     wallet can be lost or stolen in China now.

does the writer think of the mobile payment in China?

doubts it.         supports it.       is against it.     disbelieves it.

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